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No one knows self-storage insurance like MiniCo Insurance Agency. Since 1974, MiniCo has been the leader in developing innovative insurance coverages. We offer more flexibility and self-storage insurance coverage options than other providers. Our coverages are designed to meet each operationâs unique needs including:

A businessowner policy
Specialty coverages
Umbrella coverage
General liability only coverage
Enhanced options for properties in challenging geographic locations

Benefits of MiniCo Storage Insurance

Work with your existing agent
Discounts for multiple locations
Multiple A.M. Best âAâ rated carriers
Underwriters and claims professionals with self-storage expertise
Coverage available in the U.S. and Canada

Learn More

Equipment Breakdown Coverage Overview

Equipment breakdown insurance is an essential coverage for commercial operations. This video includes a detailed definition of equipment breakdown, examples of covered equipment in various industries, exclusions and additional coverage, loss scenarios, claims handling, and benefits for agents and policyholders.

910-215-8400

Products

1. Commercial Self-Storage Insurance
  Insurance for self-storage operations including a businessowner policy, specialty coverages, umbrella, and general liability only coverages as well as expanded options for properties in challenging geographic locations.
1. Agri Insurance
  Customized insurance solutions for agents and insureds including commercial ag, farm and ranch, and specialized dairy and equine programs as well as comprehensive package, auto and umbrella coverage.
1. Self-Storage Insurance in Canada
  Coverage for self-storage operations in select provinces is available from our subsidiary, MiniCo Insurance Agency of Canada, Incorporated.
1. Fine Art and Collectibles Insurance
  Stand-alone policy for serious collectors of fine art, sports memorabilia, wine, and hundreds of other types of items that protects the full collectible value.
1. Contractors Liability Insurance
  Competitively priced general liability and excess liability coverage available in New York for commercial and residential contractors, general contractors, and trade and artisan contractors.
1. Cyber Insurance
  Monoline cyber insurance coverage for costs resulting from a data breach and subsequent expenses that may be incurred from the loss of data.
1. Equipment Breakdown Insurance
  Monoline coverage for commercial properties that complements existing commercial property policies and specifically addresses equipment breakdown exposures.
1. Lawyers Professional Liability
  Customized coverage for attorneys providing a broad range of professional legal services.
1. Miscellaneous Professional Liability
  Customized insurance solutions for a wide range of non-financial professional service providers.
1. Self-Storage Tenant Insurance
  Short-term insurance coverage for items stored in a rented self-storage space. Pay-with-rent and mail-in programs are available as well as captive insurance options.
1. Workers Compensation Insurance
  Workers compensation insurance that provides coverage to self-storage facilities for lost wages and medical treatment resulting from an employee's work-related injury or illness.
1. Sports and Activity Insurance
  Customizable participant accident insurance coverage for sports, camps, events, and a wide range of organizations.
1. Wind/Hail Deductible Buy-Back
  Stand-alone policy for commercial property that lowers the deductible to as little as one percent or a specific dollar amount to decrease the property ownerâs potential out-of-pocket financial exposure.

MiniCo offers a variety of specialty insurance programs including:

Agri Insurance

MiniCo Agri provides customized insurance solutions for agents and policyholders. Coverages include commercial ag, farm and ranch, and specialized dairy and equine programs. Comprehensive package, auto and umbrella coverage is available.

509-455-6767

Self-storage insurance coverage for businesses in select Canadian provinces is available from our subsidiary, MiniCo Insurance Agency of Canada, Incorporated.

Fine Art and Collectibles Insurance

Serious collectors need specialty coverage that protects the full collectible value of their items. Fine art and collectibles insurance from MiniCo is a stand-alone policy that offers more complete coverage than most homeowner policies at a competitive premium.

567-224-0642

Our contractors liability insurance program offers competitively priced general liability and excess liability coverage in New York for commercial and residential contractors, general contractors, and trade and artisan contractors.

Cyber Insurance

MiniCo's monoline cyber insurance program for small and medium-sized businesses provides coverage for costs resulting from a data breach by the insured and any subsequent expenses that may be incurred from the loss of data.

458-203-9795

MiniCo Lawyers Professional Liability Insurance provides customized coverage for attorneys providing a broad range of professional legal services.

Miscellaneous Professional Liability Insurance

Our miscellaneous professional liability program provides customized insurance solutions for a wide range of non-financial professional service providers.

Self-Storage Tenant Insurance

MiniCo offers self-storage tenant insurance programs to help protect facilities and their tenants. Pay-with-rent and mail-in programs are available as well as captive insurance options.

Sports and Activity Insurance

Participant accident insurance is an essential protection for sports, camps, events, and other activities. MiniCoâs program offers customized coverage to meet the needs of a wide range of organizations.

Wind/Hail Deductible Buy-Back

Wind and hail deductibles for commercial property are on the rise in many areas of the United States. MiniCoâs wind/hail deductible buy-back program is a stand-alone policy that lowers the deductible to as little as one percent or a specific dollar amount to decrease the property ownerâs potential out-of-pocket financial exposure.

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MiniCo offers a workers compensation insurance program that provides coverage to self-storage facilities for lost wages and medical treatment resulting from an employee's work-related injury or illness as well as services needed to help an employee recover and return to work.

Equipment Breakdown Insurance

MiniCo's equipment breakdown insurance provides monoline coverage for commercial properties to protect critical business equipment. This coverage complements existing commercial property policies and specifically addresses exposures related to equipment breakdown.